Here in VA, USA... 57 year old rider, clean record - for 2018 ATAS: All the requisite liability stuff and full collision coverage ($500 deductible) -- $179/ yr.
I was pleasantly surprised.
Gary
...
2018 Honda Africa Twin Adventure Sports - Manual.
Setup: Givi Tall Sport Touring Windscreen; Hepco & Becker Lower Engine Guards; Hepco & Becker Handle Bar/ Hand Guard Protectors; Hepco & Becker Tank Guard Soft Bags for OEM Uppers; HTTMT Kickstand Pad Extender (Red);
RAM Mounts X-Grip; Swegotech Forkshield; Touratech Zega Mundo Panniers and 2018 Rack (31/38L); Touratech 20mm Bridged Handlebar Riser; OEM center stand; OEM skid-plate, uppers and tires.