Just going through the insurance process on my Africa Twin Adventure Sport, does it have HiSS or HiSS 2 ? I’m assuming HiSS 2.
Two days ago my 2018 Africa Twin Adventure Sport was in the shop waiting for me to collect it. Wonderful. I then spent 3 hours on MoneySaving Expert, Confused.com and all the rest trying to insure it. I was given whole bunch of quotes ranging from £325 up to £700.. but when I actually called any of these insurers to talk over the fine details they all refused to insure it. Not one of them could give me a reason why.
I told them all I had been completely claim free for 32 years of riding and my last bike was a brand new GS1200 which cost me around £300 for fully comp all over Europe. They did not care.. no one wanted to even consider insuring this bike.
Even with imobiliser, Datatag, total watermarking, biometric molecular DNA sampling, alarm, tracking system, 2 x 19mm security chains and bike kept in a concrete garage with steel door 30 feet from my front door no one wanted to know.
In the end just to get cover to take the flippin bike home I was forced to pay £950 from Aviva.. Something is very wrong with this.
Thank you for the comment Shedracer.. yes as soon as the bike is in the database as you said I will switch insurance. Aviva even said the same and made me awareof the admin fee for cancellation and switching/adjusting will be about £35. I think I can live with thatIt’s the insurance industry I’m afraid, we have to have it by law, they set the terms and demand the cash. As you say, a small hike in the premium, to cover the fact that the bike is currently not the database, instead of the huge premium they are quoting! However, I would’ve held off taking delivery, as I don’t see why you should pay more, simply due to the industry not getting their act together and ensuring the bike is listed on their database. I know that may not be something you wanted to do, but maybe an option for you Chi, is to cancel the policy once its on the insurance database and reinsure at the correct premium. I know you will still lose out, but it may reduce the overall insurance premium cost to you.
I’ve also spoken to my supplying dealer and asked him to speak to Honda UK. It may well not have anything to do with Honda UK, but surely it’s in theirs and the supplying dealers interest, that this is not a problem for their customers, buying a new model bike.
As much as I want my bike asap, theirs no way I’m paying more for my insurance than need be, otherwise the discounts I’ve managed to negotiate with my dealer on the bike, will be lost on the insurance issue! :frown2:
What I’d suggest Kev, do an online quote for a 2017 AT valued at £11k, all other info as you’ve used for your ATAS quote and see what the premium comes out at, that should give yo an idea how far out it is.What a mess this is. My Honda dealer has been on the Honda. As mentioned earlier my quote for ATAS was £340. My recent R1200RT was £125. The ironic thing is longer suspension and a bigger tank is unlikely to turn the AT into a Superbike.
I tried all of that.. no matter what automated quotes you get when it comes to actually paying they stop you. That automated quote system is broken.What I’d suggest Kev, do an online quote for a 2017 AT valued at £11k, all other info as you’ve used for your ATAS quote and see what the premium comes out at, that should give yo an idea how far out it is.
Only get stopped when getting quote on an 18 bike, if you try a 16 or 17, it still works, especially if you have a reg number To use (autotrader ).I tried all of that.. no matter what automated quotes you get when it comes to actually paying they stop you. That automated quote system is broken.